Our tax planning approach is simple:

minimize current and future tax liabilities. 

This goal will be achieved through a comprehensive, forward-looking approach that incorporates:

• Strategic income deferral and acceleration to optimize marginal tax brackets across multiple periods. 

• Maximization of available deductions, credits, and exclusions under prevailing tax law.

• Tax-efficient asset location and portfolio structuring to reduce taxable events.

• Proactive utilization of tax-advantaged vehicles(e.g., retirement accounts, Health Savings Accounts, and other sheltered structures)

• Thoughtful timing of capital gains realization, loss harvesting, and charitable contributions.

• Multi-year horizon planning to account for life cycle transitions,